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Viernes Musical - Moratoria de Pagos

Esta semana Ecuador anunció que no pagará parte de su deuda con lo que entrará a una moratoria de pagos por tercera vez en los últimos 20 años, las razones declaradas de la falta de pago es que la deuda sería "ilegal e ilegítima"...las razones no declaradas hablan de problemas económicos por la caída de los principales ingresos del país: el precio del petróleo y las remesas de los migrantes, que hacen que esta medida sea sólo una forma de reestructurar la forma de pago.

Los analistas hablan de la subida del índice de "riesgo país", sin embargo parece ser razonable que si los créditos han sido contraídos de forma ilegal al final no se paguen...después de todo, durante años muchos organismos financieros realizaron préstamos a gobiernos conocidamente corruptos y estos fondos terminaron en bancos fuera de nuestros países.

Copani, tiene una canción divertida sobre el riesgo país:



En una oficina hay un pobre infeliz
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que ignora en qué parte
del mapa se ubica
En una oficina muy lejos de aquí
a los consultores ¨todopoderosos¨
les sugeriría: pregúntenme a mi
qué lado del mundo
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Es realmente jodido, lo que pasa con ecuador, pero si se siguen dando obras financiadas y ejecutadas al brasil al final terminamos como ya sabemos, con unas carreteras intransitables y como en ecuador con obras millonarias sin un dia de funcionamiento. El problema es que no se puede decir no pago y listo todas las deudas, solo por que no quiero pagar las deudas al brasil, la verdad no se que tipo de repercucion pueda tener.
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Pues si...pero en esta ocasión no es sobre la pelea con los brasileños.

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The moment you figured out you won, you must immediately yell BINGO, and it should be loud enough for the floor walker to hear. The pot money shall be given to the winner once their winning card is confirmed. Well, in winning or once you know you just won, the most important thing is that you shout the winning word BEFORE the time elapses. If the game proceeds and the next number is mentioned and you failed to shout "Bingo", your winning card is disqualified. Therefore, this is the rule you must know.

There may be cases when there are two winners, and in this case the pot money shall be divided equally among the winners. Supposing there are two winning cards, the two winners will share half the prize money.

Bingo Game Rules

Bingo rules are basically the same no matter in which Online Bingo hall you play. But still it's good if you know these rules by heart. If it is your first try, then ask for handouts and inquire from pros regarding the game rules. Nonetheless, the ideal thing to do if you have questions is to ask the floor walker and not the person seated beside you. You should clarify things and doubts before the game starts because asking too many questions as the game proceeds could well distract you. This guideline also applies to those who are newcomers at casinos, those who play roulette for the first time.

Bingo halls demand an age limit of 18 years old. If you are below this age, you are prohibited to play. Some bingo houses ban alcohol inside, so players aren't supposed to take liquor nor drink it inside the venue. Smoking may also be restricted inside the venue, as there are designated smoking sections.

Take note that some Bingo houses don't allow food but some do, so it basically depends on the venue. Policies vary among different venues. For instance, some bingo halls allow reservation of cards, while others don't allow it. Some allow people to leave the venue in the middle of the game, others forbid it. But there are general policies observed in all bingo houses, such as disqualification of tampered bingo cards. There is no way you can get away with a tampered card because the walkers are adept at identifying authentic cards from tampered ones. You could be banned from a bingo establishment if proven liable of tampering a card. Hence, you should play honestly.

Interestingly, some venues offer special bingo games for kids although some halls don't allow players to have companions while playing. Suppose you bring kids with you, don't let them run around the venue and bother other gamers. They should behave well whilst you play and the game proceeds. Play quietly and don't recite the numbers you desperately want to come off because you'll be much of a disturbance if you do. Decorous playing is expectant of all players, even those who play roulette at casinos. Also, having a valid identification is important because you don't know you might win and need to present credentials.

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Entradas populares de este blog

¿Qué es un memorial?

Muchos de ustedes seguro se toparon con requisitos para trámites en los que les exigen "memorial dirigido al director de la entidad con firma de abogado", con la nueva legislación de la abogacía espero que este requisito sea eliminado, aunque sospecho que los miles de abogados que no pueden conseguir 200 $us para ejercer serán los primeros en quejarse pues su mercado es el de hacer ese tipo de memoriales.

Pero ¿qué es un memorial?

De acuerdo con la RAE un memorial es un "Papel o escrito en que se pide una merced o gracia, alegando los méritos o motivos en que se funda la solicitud."

No existe ninguna norma que establezca el formato exacto de este tipo de escritos, el Código de Procedimiento Civil -y sólo para el caso de juicios se entiende- establece requisitos mínimos y obvios, como que se establezca a quien va dirigido, que se haga un breve resumen en la primera parte, que se indique el proceso dentro del cual se presenta, y que al final se ponga la fecha. Es decir …

Procedimiento de Ejecución Coactiva Civil (La necesidad de una reforma a la reforma procesal civil)

Diez años después de la aprobación de la Ley 1760 de Abreviación Procesal Civil y Asisitencia Familiar conviene realizar un análisis de una de las más grandes innovaciones de esta ley, es decir, el Procedimiento de Ejecución Coactiva Civil de Garantías Reales sobre Créditos Hipotecarios y Prendarios. Este análisis crítico además de sus propias conclusiones sugiere la interrogante sobre la urgencia de una reforma del procedimiento civil, no sólo por su evidente ineficacia, sino fundamentalmente por su injusticia para ambas partes que se enfrentan en un escenario aparentemente diseñado para favorecer al acreedor pero que en los hechos perjudica tanto al demandado como al demandante y satura al sistema judicial. El momento actual con bajas tasas de mora bancaria (baja comparada con la última decada al menos)  debería impulsarnos a pensar una reforma a la reforma procesal civil.....y soñar con una reforma profunda a la totalidad del procedimiento civil. Objeto de un Proceso…

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La anticresis es una garantía de cumplimiento de una obligación por la cual se cede al acreedor el derecho a percibir los frutos del inmueble para que los impute a los intereses adeudados.

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Si no tienen un contrato de este tipo, es un buen momento para pensar en renegociarlo.

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